Xental API
Xental gives any platform reusable dedicated virtual accounts (NUBANs) with automatic reconciliation. Issue a persistent bank account number per customer, and Xental reconciles inbound transfers against expected amounts — handling underpayment, overpayment, duplicates, and reversals — then pushes clean, pre-reconciled events to your app.
Base URLs
Quickstart- Live
- https://api.xental.online
- Sandbox (test-mode)
- https://sandbox.xental.online
Use the Sandbox base with a test-mode key to build and verify with zero money. Switch the code samples between environments with the Live / Sandbox toggle.
Authentication
Create a key, exchange it for a bearer token, and call the API.
Virtual Accounts
Provision persistent NUBANs and reconcile inflows automatically.
Recurring Billing
Per-cycle billing on a reusable account, with automatic attribution.
Webhook Endpoints
Receive signed, enriched, pre-reconciled events.
Live Checkout
Real-time “Payment received” over a Server-Sent Events stream.
Split & Escrow
Fan settlements across beneficiaries; hold funds in escrow.
Sandbox Simulator
Test the full reconciliation flow with zero money.